Kuwait City, Kuwait · Kuwaiti National

Sarah
Al-Rashidi

Senior Financial Analyst

10+
Years Experience
$2.4B
Assets Analyzed
6
Certifications
35+
Clients Served
Professional Photo
CFA
CFA Institute
FRM
GARP
CPA
AICPA
PMP
PMI
CAIA
CAIA Assoc.
CSCA
IMA

I transform complex financial data into actionable strategic insights that protect institutional capital and accelerate growth. With CFA, FRM, and CPA credentials and a decade across NBK, KFH, and KPMG, I bring rigorous quantitative analysis calibrated to Kuwait's regulatory framework and GCC market dynamics.

Where I've delivered
National Bank of Kuwait (NBK)
2021 — Present 3+ years
Senior Financial Analyst — Corporate Banking
Developed proprietary risk model reducing portfolio exposure by 18% across $1.2B in managed assets
Led financial due diligence for 12 M&A transactions totaling $840M in deal value
Established quarterly review framework adopted across 4 regional branches
Kuwait Finance House (KFH)
2018 — 2021 3 years
Financial Analyst II — Islamic Banking
Built financial models for 8 Sharia-compliant investment products launched across GCC
Reduced reporting cycle time by 40% through automated Excel/VBA dashboards
Managed budgeting process for $450M annual operating portfolio
KPMG Kuwait
2015 — 2018 3 years
Junior Financial Analyst — Audit & Advisory
Prepared financial analyses for 25+ audit engagements in banking and real estate
Co-authored industry benchmark report referenced by 3 major Kuwait financial institutions
Impact that speaks in numbers
Situation: Corporate banking division managing $1.2B across 200+ institutional clients

Enterprise Risk Framework Redesign

Led complete overhaul of risk assessment framework, integrating ML-assisted credit scoring with traditional financial analysis. Designed, tested, and deployed the new system across all branches within 6 months — reducing non-performing loan exposure and improving early warning detection.

$1.2B
Portfolio Coverage
18%
Risk Reduction
6 mo
Delivery Time
4
Branches Adopted
Python Bloomberg Power BI SQL Risk Analytics
Situation: Cross-border acquisition in UAE real estate sector

M&A Due Diligence — $240M Acquisition

Conducted comprehensive financial due diligence, delivering valuation models (DCF, comparables) and risk assessments directly to the board for final investment decision.

$240M
Deal Value
14%
IRR Achieved
DCF Comps Excel
Situation: 6 business units with fragmented monthly reporting

Automated Financial Dashboard

Designed and deployed automated reporting system consolidating data from all business units, eliminating manual aggregation and reducing the monthly close cycle.

40%
Time Saved
6
Units Integrated
Power BI VBA SQL Server
Skills & expertise

Technical

Financial Modeling Valuation (DCF/Comps) Risk Analysis Excel / VBA Bloomberg Terminal Power BI SQL Python

Industry

Islamic Finance GCC Banking Regs M&A / Due Diligence Capital Markets IFRS Real Estate Finance

Leadership

Stakeholder Management Executive Reporting Team Mentoring Strategic Planning Client Relations
Academic foundation
2014 — 2016

Master of Business Administration (Finance)

Kuwait University — College of Business Administration

2010 — 2014

Bachelor of Science in Accounting

Kuwait University — College of Business Administration

Beyond the credentials
Languages
Arabic Native
English Fluent
French Intermediate
Professional Affiliations
Kuwait CFA SocietyMember
Kuwait Accountants & Auditors AssociationMember
Gulf Bond & Sukuk AssociationAssociate Member
Continuous Development
Advanced Financial Modeling & ValuationWall Street Prep · 2024
ESG Integration in Investment AnalysisCFA Institute · 2023
Kuwait CMA Compliance WorkshopCapital Markets Authority · 2023
Professional endorsements

Sarah's risk framework saved us from significant portfolio exposure. Her quantitative rigor is matched only by her ability to communicate findings to non-technical stakeholders.

Ahmad Al-Sabah
VP Corporate Banking, NBK

One of the most methodical analysts I've worked with. Sarah's financial models became the standard across our division.

Fatima Al-Kandari
Director of Finance, KFH

Sarah delivered due diligence on a $240M acquisition that the board called the most thorough they'd seen. She sets the bar.

James Thornton
Partner, KPMG Kuwait
Ready to discuss how I can contribute?
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